Efficiency Bank

Director Micro and Retail Banking Bank Mandiri Hery Gunardi (right) receives Banking Efficiency Award 2013 from the Indonesian Business Daily Public Leader Sukamdani Said (left) in Jakarta, Wednesday (29/5). The award was given on Bank Mandiri’s performance in innovating to maintain operational efficiency so that it managed to improve the cost efficiency ratio (CER) to 41.1% in March 2013 from 44% in March 2012. ANTARA PHOTO/Dhoni Setiawan/Koz/Spt/13.