Bank Wakaf Micro (BWM) Almuna Berkah Mandiri is located at the Pesantren Al Munawwir Krapyak, Bantul, IN Yogyakarta that has obtained business permits from the Financial Services Authority (OJK) in 2017 with the source of funds from the public cash crew. The BWM Almuna aims to provide capital access to small people who have not access to formal financial institutions. Today, BWM Almuna has 921 customers and 515 customers receive business capital services.
One of the business sectors of BWM Almuna is batik, where Yogyakarta is a batik craft flash, so it is expected to increase the welfare of society in the sector.
The disclaimer cluster financing program that has been inaugurated by OJK in Batik Girilioyo village, Wukirsari, Imogiri, Bantul, DI Yogyakarta began to run in 2018. The financing scheme carried out without using a build with a maximum value of Rp3 million and the margin for the results charged by a value of Rp1 million as initial financing.
The staff with health protocols are in the Bank Wakaf Mandiri (BWM) Almuna Berkah Mandiri office lobby that still operates when the pandemi is in Krapyak, Bantul, IN Yogyakarta.
Warga by implementing health protocols attend weekly meetings at the Giriloyo batik village, Imogiri, Bantul, DI Yogyakarta.
Clients especially in the Giriloyo batik cluster followed a meeting held once a week in the framework of mentoring in the empowerment of batik workers. Currently 180 citizens become a BWM Almuna Mandiri Customer in a cluster of psychiatry.
In addition to batik flashlights, financing for residents and micro-businessmen community in the cottage of messagetren continues to be passed, such as Agusanta who develops workshop efforts, Miftah running matrial and Endang Puruitanti business selling grocery shops.
In addition to the assistance, prospective customers are also provided for the development of small businesses, household economic management and increased capacity and ruhiyah all BWM customers through Halaqoh Weekly (Halmi).
Warga by implementing health protocols attend weekly meetings at the Giriloyo batik village, Imogiri, Bantul, DI Yogyakarta.
Warga calculates money when attending weekly meetings at the Giriloyo batik village, Imogiri, Bantul, DI Yogyakarta.
Until September 2020 there are 56 BWMs spread across 18 provinces throughout Indonesia with a total of financing of Rp48,08 billion distributed to 34,3 thousand micro and super micro business players around the cottage community.
Photo and text : Hendra Nurdiyansyah
Siti Ngaisah (51) Bank Wakaf Micro Almuna Bekah Mandiri customers typically in the village of Batik Giriloyo, Imogiri, Bantul, IN Yogyakarta.
Siti Ngaisah (51) Bank Wakaf Micro Almuna Bekah Mandiri customers typically in the village of Batik Giriloyo, Imogiri, Bantul, IN Yogyakarta.
Agus Yurianta (54) customers of Bank Wakaf Micro Almuna Bekah Mandiri poses in the workshop belonging to Krapyak, Bantul, DI Yogyakarta.
The Bank Wakaf Micro Almuna Bekah Mandiri Endang Puruitanti (61) poses in front of the business of its grocery warung in Krapyak
The Bank Wakaf Micro Almuna Bekah Mandiri Miftah (45) poses in front of its proprietary material business in Krapyak, Bantul, DI Yogyakarta.
Warga attended weekly meetings at the Giriloyo batik village, Imogiri, Bantul, DI Yogyakarta.
Editor : Prasetyo Utomo
