MICRO BANK, ECONOMIC EMPOWERMENT OF THE MESSAGETREN

Bank Wakaf Micro (BWM) Pondok Pesantren Modern (PPM) Al-Kautsar, in Sarilamak, Limapuluhkota Regency, West Sumatra, stood on 8 May 2018 and was the first in the province selected by the Financial Services Authority (OJK), because of strategic location and the economy of society around the potential to develop.

BWM PPM Al-Kautsar has now 415 customers combined in 23 Indonesian Pesantren Community Business Group (Kumpi). This group consists of a housewife in Harau District with a total loan that has been threaded at Rp700 million.

They get business capital loans to support household economy in groups with a minimum of 15 people and a maximum of 25 people per group. The loan is provided without a guarantee as well as without interest and is sufficiently reduced once a weekly basis with a period of 40 times of payment on weekly events (halmi). In addition to the disbursement and disbursement of loans, in the event that weekly is also held by tausiyah.

A number of santris is in the Pondok Pesantren Modern region (PPM) Al-Kautsar, in Sarilamak, Limapuluhkota Regency, West Sumatra.

Supervisor Bank Wakaf Micro, Ustadz Pajri Rahman gave money the payment of customer installment in his office, in the Pondok Pesantren Modern (PPM) Al-Kautsar, in Sarilamak, Limapuluhkota Regency, West Sumatra.

Before being held by Halmi, they first struck to remind each other to always say honestly, staring promises, safe and discipline, each other helps to overcome the difficulties of fellow members. Not only that, in the ikrar they are also committed with the husband seeks to improve the welfare of the family.

Further utilizing the Bank Wakaf Micro fund to increase family income and return on time, as well as educating and nurturing the child to be intelligent, sholeh, acted to parents and blessed to God.

The housewife utilizes the loan fund for their efforts, such as trading, farming and sternak.

Ibu-ibu in the Public Business Group Around Indonesian Pesantren (Kumpi) followed the weekly (halmi) guided supervisor from Bank Wakaf Micro (BMW) Pondok Pesantren Modern (PPM) Al-Kautsar in Sarilamak, Limapuluhkota Regency, Sum

Ibu-ibu combined in Public Business Group Around Indonesian Pesantren (Kumpi) paid loan installments from Bank Wakaf Micro (BMW) Pondok Pesantren Modern (PPM) Al-Kautkota in Silamak, West Sumatera.

Photo and Text : Iggoy el Fitra

The management of Bank Wakaf Micro saw weekly event schedule in his office, in Pondok Pesantren Modern (PPM) Al-Kautsar, in Sarilamak, Limapuluhkota Regency, West Sumatra.

Customers are incorporated in the Public Business Group Around Indonesian Pesantren (Kumpi) read the evangelizing agreement from Bank Wakaf Micro (BMW).

One customer is combined in the Public Business Group Around Pesantren Indonesia (Kumpi) holds money while reading a evangelizing agreement at Pondok Pesantren Modern (PPM) Al-Kautsar in Sarilamak, Limapuluhkota Regency, West Sumatra.

The Customer of Bank Wakaf Micro (BMW) Pondok Pesantren Modern (PPM) Al-Kautsar, Surlina (44), appointing his business selling coffee benalu in Sarilamak, Limapuluhkota Regency, West Sumatra.

The Customer of Bank Wakaf Micro (BMW) Pondok Pesantren Modern (PPM) Al-Kautsar, Sukarti (43), appointing his efforts to be a rabbit in Sarilamak, Limapuluhkota Regency, West Sumatra.

The customers are joined in the Public Business Group Around Indonesian Pesantren (Kumpi) showed a number of money borrowed from Bank Wakaf Micro (BMW).

Editor : Prasetyo Utomo

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